Funding Solutions
For Pre-Revenue Businesses and Startups
Qualify for unsecured loan gaining access to capital available for startups and businesses with or without revenue. Access up to $150K at 0% interest for up to 18 months.
Specializing in Startups means that we say YES when the bank says NO
Line of Credit/Credit Cards
This is a credit card stacking product which allows startups or business owners with or without revenue to gain access to the cheapest capital available. This creative financing program will get you anywhere from $10,000 – $150,000 at 0% APR for up to 24 months (Business or Personal Credit Cards). While keeping minimum payments low, this allows businesses to start on the right foot or grow without compromising a large amount of their receivables. One of the only options available to startups. 0% interest for a long duration. Little to no paperwork. Great Source for Working Capital and building Business Credit (when approved for Business Line of Credit)
Term Loan
Unsecured 5-7 year term loans up to $300k. Funding in the name of the business, with cash accessibility. Affordable monthly payments, typically 1-2% of the balance. If you are a new business that is pre-revenue, or a young business unable to qualify for a traditional business line of credit this is a great option. Great for large purchases such as real estate, buying business, or liquidity
FUNDING
✓ Loans up To $300,000 (Term Loan)
✓ Unsecured 5-7 years term loans
✓ Rates from 7 to 25% (Term Loan)
✓ Line of Credit up to $150,000 (Credit Card)
✓ Line of credit with 0% interest up to 18 months
✓ Little to No paperwork
✓ Affordable monthly payments
✓ NO business plan required
✓ Get financed within 24hr
REQUIREMENTS
✓ 680+ credit score (borrower or/and co-signer)
✓ $50,000 a year (income shown in Tax Return for term loan only)
✓ DTI below 40% (Debt to Income Ratio)
✓ No derogatory marks on credit
✓ Overall credit utilization below 30%
✓ No more than 2 recently opened accounts within a year
✓ No more than 3 inquiries per bureau
✓ Average credit history 8 years or more
✓ Credit limits preferably $5,000+
What Makes Us Different
Have Some Questions?
A small business can get a loan for a startup from banks or lending organizations. These financing options are contingent on your personal credit and verifiable income.
Yes, but in some cases, they don’t. So, if you’ve been rejected at the bank, you can come to us. We believe in your startup dream, and we have different funding options available for you.
GGet started requesting Your FREE Business Funding Plan or scheduling NO Obligation Call with Funding Advisor Today! After identifying the best funding and credit options that are specific for your current business situation and receiving necessary documents (in most cases it is a one-pager loan application, 3-6 last months of business bank statements, consolidated FICO report), you will get funding offer(s), usually within 24hr-48hr (depends on funding solution)
BBeing entrepreneurs we understand importance of having appropriate financial support in right time for your business. We tirelessly work on maintaining and growing our financial solutions portfolio to provide you with short and long term funding and fill you with confidence in your present and future business operations.
We offer creative financial programs with significantly lower approval requirements compared with traditional bank loans, so our funding solutions are the fastest and easiest way to obtain the capital you need.
UUsually approval takes up to 48 hours. Approval time may vary depending on requested product, how quickly you provided required supporting documents and information, and amount of funding being requested. We value your time and vigorously requiring our lending partners to maintain fast and common-sense underwriting process.
You can get suitable funding for your startup with Lending4biz. We have different funding options, requiring little to no paperwork, giving access to credit lines with 0% interest for up to 24 months. Talk to us, and we’ll find the best funding option for your business.
Get started requesting Your FREE Business Funding Plan or scheduling NO Obligation Call with Funding Advisor Today!
You can fund a startup with no money; however, available financing options are contingent on your personal credit and verifiable income (personal or co-signer). Our startup funding requires no business plans or collateral.
EEach business is unique as well as your financial situation. That is why we work with multiple leading financial institutions to accommodate various scenarios and help small businesses to get support they need. Your dedicated advisor will go with you all the way to find the best possible solution for you and your business.
IIn our portfolio we have a seasoned lenders to finance a wide spectrum of industry groups in a variety of sectors from Dry Cleaners to Aerospace.
Though there may be some restricted industry types for specific financial product requested
It is easy to get funding for startups if you connect to the right lender and meet their underwriting requirements.
YYour dedicated advisor will work with you to better understand your business needs (short term and long term). You will review provided funding options to determine which financing solution best suits your current business needs and make a final decision which one to take.
Get started requesting Your FREE Business Funding Plan or scheduling NO Obligation Call with Funding Advisor Today!